{"id":12010,"date":"2026-01-23T14:05:29","date_gmt":"2026-01-23T12:05:29","guid":{"rendered":"https:\/\/finqueselpallars.com\/?p=12010"},"modified":"2026-01-23T14:05:29","modified_gmt":"2026-01-23T12:05:29","slug":"el-regal-de-500e-que-podries-estar-perdent","status":"publish","type":"post","link":"https:\/\/finqueselpallars.com\/ca\/el-regal-de-500e-que-podries-estar-perdent\/","title":{"rendered":"El regal de 500\u20ac que podries estar perdent"},"content":{"rendered":"<h2 data-start=\"261\" data-end=\"276\">La realitat<\/h2>\n<p>Si vius de lloguer a Catalunya, <strong data-start=\"482\" data-end=\"520\">pots recuperar fins a 500 \u20ac anuals<\/strong> \u2014o fins i tot <strong data-start=\"535\" data-end=\"562\">1.000 \u20ac en alguns casos<\/strong>\u2014 a la teva declaraci\u00f3 de la Renda gr\u00e0cies a la deducci\u00f3 auton\u00f2mica vigent.Existeix la creen\u00e7a generalitzada que les deduccions pel lloguer van desapar\u00e8ixer l\u2019any 2015.<br data-start=\"371\" data-end=\"374\" \/>Aquesta idea \u00e9s <strong data-start=\"390\" data-end=\"404\">incorrecta<\/strong> i pot estar fent-te perdre diners cada any.<\/p>\n<h2 data-start=\"644\" data-end=\"669\">L\u2019an\u00e0lisi de l\u2019expert<\/h2>\n<p data-start=\"671\" data-end=\"747\">La confusi\u00f3 ve del fet que <strong data-start=\"698\" data-end=\"746\">existeixen dos tipus de deduccions diferents<\/strong>:<\/p>\n<ul data-start=\"749\" data-end=\"1017\">\n<li data-start=\"749\" data-end=\"843\">\n<p data-start=\"751\" data-end=\"843\"><strong data-start=\"751\" data-end=\"771\">Deducci\u00f3 estatal<\/strong><br data-start=\"771\" data-end=\"774\" \/>Nom\u00e9s aplicable a contractes de lloguer <strong data-start=\"816\" data-end=\"842\">anteriors a l\u2019any 2015<\/strong>.<\/p>\n<\/li>\n<li data-start=\"845\" data-end=\"1017\">\n<p data-start=\"847\" data-end=\"1017\"><strong data-start=\"847\" data-end=\"882\">Deducci\u00f3 auton\u00f2mica (Catalunya)<\/strong><br data-start=\"882\" data-end=\"885\" \/>Totalment <strong data-start=\"897\" data-end=\"929\">vigent per a contractes nous<\/strong>.<br data-start=\"930\" data-end=\"933\" \/>Molts llogaters <strong data-start=\"951\" data-end=\"991\">no la sol\u00b7liciten per desconeixement<\/strong>, tot i tenir dret a ella.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1019\" data-end=\"1096\">\u00c9s aquesta deducci\u00f3 auton\u00f2mica la que permet obtenir l\u2019estalvi fiscal actual.<\/p>\n<h2 data-start=\"1103\" data-end=\"1147\">Qui pot aplicar la deducci\u00f3 pel lloguer?<\/h2>\n<p data-start=\"1149\" data-end=\"1291\">Pots deduir-te el <strong data-start=\"1167\" data-end=\"1198\">10% de l\u2019import del lloguer<\/strong>, amb un <strong data-start=\"1207\" data-end=\"1232\">m\u00e0xim de 500 \u20ac anuals<\/strong>, si compleixes <strong data-start=\"1248\" data-end=\"1266\">com a m\u00ednim un<\/strong> dels requisits seg\u00fcents:<\/p>\n<ul data-start=\"1293\" data-end=\"1640\">\n<li data-start=\"1293\" data-end=\"1350\">\n<p data-start=\"1295\" data-end=\"1350\">Tenir <strong data-start=\"1301\" data-end=\"1320\">35 anys o menys<\/strong> (ampliaci\u00f3 del l\u00edmit d\u2019edat).<\/p>\n<\/li>\n<li data-start=\"1351\" data-end=\"1412\">\n<p data-start=\"1353\" data-end=\"1412\">Haver estat <strong data-start=\"1365\" data-end=\"1393\">a l\u2019atur m\u00e9s de 183 dies<\/strong> durant l\u2019any 2025.<\/p>\n<\/li>\n<li data-start=\"1413\" data-end=\"1473\">\n<p data-start=\"1415\" data-end=\"1473\">Tenir un <strong data-start=\"1424\" data-end=\"1472\">grau de discapacitat igual o superior al 65%<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1474\" data-end=\"1523\">\n<p data-start=\"1476\" data-end=\"1523\">Ser <strong data-start=\"1480\" data-end=\"1496\">vidu o v\u00eddua<\/strong> i tenir <strong data-start=\"1505\" data-end=\"1522\">65 anys o m\u00e9s<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1524\" data-end=\"1640\">\n<p data-start=\"1526\" data-end=\"1640\">Ser <strong data-start=\"1530\" data-end=\"1573\">fam\u00edlia nombrosa o fam\u00edlia monoparental<\/strong><br data-start=\"1573\" data-end=\"1576\" \/>(en aquest cas, el <strong data-start=\"1597\" data-end=\"1638\">l\u00edmit de deducci\u00f3 puja fins a 1.000 \u20ac<\/strong>).<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1647\" data-end=\"1666\">L\u00edmits de renda<\/h2>\n<p data-start=\"1668\" data-end=\"1784\">A m\u00e9s de complir algun dels requisits anteriors, cal no superar els seg\u00fcents <strong data-start=\"1745\" data-end=\"1783\">llindars de renda (base imposable)<\/strong>:<\/p>\n<ul data-start=\"1786\" data-end=\"1893\">\n<li data-start=\"1786\" data-end=\"1840\">\n<p data-start=\"1788\" data-end=\"1840\"><strong data-start=\"1788\" data-end=\"1814\">Fins a 30.000 \u20ac anuals<\/strong> en tributaci\u00f3 individual.<\/p>\n<\/li>\n<li data-start=\"1841\" data-end=\"1893\">\n<p data-start=\"1843\" data-end=\"1893\"><strong data-start=\"1843\" data-end=\"1869\">Fins a 45.000 \u20ac anuals<\/strong> en tributaci\u00f3 conjunta.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1895\" data-end=\"1963\">Superar aquests l\u00edmits implica perdre el dret a aplicar la deducci\u00f3.<\/p>\n<hr data-start=\"1965\" data-end=\"1968\" \/>\n<h2 data-start=\"1970\" data-end=\"1983\">Conclusi\u00f3<\/h2>\n<p data-start=\"1985\" data-end=\"2158\">Estar ben informat \u00e9s la millor manera d\u2019estalviar.<br data-start=\"2036\" data-end=\"2039\" \/>Revisar el contracte de lloguer i els ingressos pot suposar un <strong data-start=\"2102\" data-end=\"2125\">estalvi fiscal real<\/strong> en aquesta campanya de la Renda.<\/p>\n<p data-start=\"2160\" data-end=\"2251\">El \u201cregal\u201d de la Generalitat pot estar esperant-te i molts llogaters encara no el reclamen.<\/p>\n<p style=\"text-align: center;\" data-start=\"2253\" data-end=\"2399\">A <strong data-start=\"2255\" data-end=\"2277\">Finques El Pallars<\/strong> assessorem llogaters i propietaris perqu\u00e8 coneguin tots els avantatges fiscals i actu\u00efn amb <strong data-start=\"2370\" data-end=\"2398\">total seguretat jur\u00eddica<\/strong>.<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"lazyload wp-image-9269 aligncenter\" src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" data-orig-src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" alt=\"actualitat immobiliaria\" width=\"468\" height=\"367\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27468%27%20height%3D%27367%27%20viewBox%3D%270%200%20468%20367%27%3E%3Crect%20width%3D%27468%27%20height%3D%27367%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-200x157.png 200w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-300x235.png 300w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-400x314.png 400w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-600x471.png 600w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-768x602.png 768w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-800x627.png 800w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png 1024w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria.png 1154w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 468px) 100vw, 468px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><strong><a href=\"https:\/\/finqueselpallars.com\/contacte\/\" target=\"_blank\" rel=\"noopener\">+ Contacta amb nosaltres.<\/a><\/strong><\/h2>\n<p style=\"text-align: center;\" data-start=\"2401\" data-end=\"2484\">\n","protected":false},"excerpt":{"rendered":"<p>La realitat Si vius de lloguer a Catalunya, pots recuperar  [&#8230;]<\/p>\n","protected":false},"author":7180,"featured_media":12012,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_joinchat":[]},"categories":[725,652,263,741,740,742],"tags":[654,793,366,794],"_links":{"self":[{"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/posts\/12010"}],"collection":[{"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/users\/7180"}],"replies":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/comments?post=12010"}],"version-history":[{"count":1,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/posts\/12010\/revisions"}],"predecessor-version":[{"id":12014,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/posts\/12010\/revisions\/12014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/media\/12012"}],"wp:attachment":[{"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/media?parent=12010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/categories?post=12010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finqueselpallars.com\/ca\/wp-json\/wp\/v2\/tags?post=12010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}