{"id":10018,"date":"2025-09-10T13:00:13","date_gmt":"2025-09-10T11:00:13","guid":{"rendered":"https:\/\/finqueselpallars.com\/?p=10018"},"modified":"2025-07-31T12:03:24","modified_gmt":"2025-07-31T11:03:24","slug":"buy-a-second-hand-property-in-barcelona","status":"publish","type":"post","link":"https:\/\/finqueselpallars.com\/en\/buy-a-second-hand-property-in-barcelona\/","title":{"rendered":"Buy a second-hand property in Barcelona"},"content":{"rendered":"<h1 data-start=\"103\" data-end=\"187\">Property Transfer Tax (ITPO) in Catalonia: Key Facts for Buying a Resale Property<\/h1>\n<p data-start=\"189\" data-end=\"386\">If you&#8217;re planning to buy a <strong data-start=\"217\" data-end=\"245\">resale home in Catalonia<\/strong>, it&#8217;s essential to understand the <strong data-start=\"280\" data-end=\"305\">Property Transfer Tax<\/strong>\u2014known in Spanish as <strong data-start=\"326\" data-end=\"385\">ITPO (Impuesto de Transmisiones Patrimoniales Onerosas)<\/strong>.<\/p>\n<h2 data-start=\"388\" data-end=\"405\">What is ITPO?<\/h2>\n<p data-start=\"406\" data-end=\"568\">ITPO is a <strong data-start=\"416\" data-end=\"432\">regional tax<\/strong> applied to the transfer of real estate between individuals. <strong data-start=\"493\" data-end=\"511\">The buyer pays<\/strong> this tax\u2014not the seller\u2014when purchasing a used property.<\/p>\n<h2 data-start=\"570\" data-end=\"589\">How much is it?<\/h2>\n<p data-start=\"590\" data-end=\"715\">In Catalonia, the <strong data-start=\"608\" data-end=\"635\">general tax rate is 10%<\/strong> of the property\u2019s value. The taxable base is typically the higher of these two:<\/p>\n<ul data-start=\"717\" data-end=\"799\">\n<li data-start=\"717\" data-end=\"758\">\n<p data-start=\"719\" data-end=\"758\">The price declared in the purchase deed<\/p>\n<\/li>\n<li data-start=\"759\" data-end=\"799\">\n<p data-start=\"761\" data-end=\"799\">The official cadastral reference value<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"801\" data-end=\"897\">Note: The tax authority may reassess the declared value if it believes it is below market value.<\/p>\n<h2 data-start=\"899\" data-end=\"944\">Are there any discounts or reduced rates?<\/h2>\n<p data-start=\"945\" data-end=\"1018\">Yes. <strong data-start=\"950\" data-end=\"985\">Reduced tax rates or exemptions<\/strong> may apply in certain situations:<\/p>\n<ul data-start=\"1020\" data-end=\"1259\">\n<li data-start=\"1020\" data-end=\"1040\">\n<p data-start=\"1022\" data-end=\"1040\"><strong data-start=\"1022\" data-end=\"1040\">Large families<\/strong><\/p>\n<\/li>\n<li data-start=\"1041\" data-end=\"1071\">\n<p data-start=\"1043\" data-end=\"1071\"><strong data-start=\"1043\" data-end=\"1071\">People with disabilities<\/strong><\/p>\n<\/li>\n<li data-start=\"1072\" data-end=\"1161\">\n<p data-start=\"1074\" data-end=\"1161\"><strong data-start=\"1074\" data-end=\"1090\">Young buyers<\/strong> (usually under 32 or 36 years old, subject to income and asset limits)<\/p>\n<\/li>\n<li data-start=\"1162\" data-end=\"1196\">\n<p data-start=\"1164\" data-end=\"1196\"><strong data-start=\"1164\" data-end=\"1196\">Social or subsidized housing<\/strong><\/p>\n<\/li>\n<li data-start=\"1197\" data-end=\"1259\">\n<p data-start=\"1199\" data-end=\"1259\"><strong data-start=\"1199\" data-end=\"1259\">Companies purchasing property for social rental purposes<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1261\" data-end=\"1336\">Each case has specific conditions, so it\u2019s important to verify eligibility.<\/p>\n<h2 data-start=\"1338\" data-end=\"1373\">Payment and submission deadline<\/h2>\n<p data-start=\"1374\" data-end=\"1580\">The tax must be <strong data-start=\"1390\" data-end=\"1425\">filed and paid within one month<\/strong> from the date of signing the public deed. This is done through <strong data-start=\"1489\" data-end=\"1501\">Form 600<\/strong> and submitted to the <strong data-start=\"1523\" data-end=\"1579\">Catalan Tax Agency (Ag\u00e8ncia Tribut\u00e0ria de Catalunya)<\/strong>.<\/p>\n<h2 data-start=\"1582\" data-end=\"1616\">What happens if you don\u2019t pay?<\/h2>\n<p data-start=\"1617\" data-end=\"1763\">Late or missing payments may result in <strong data-start=\"1656\" data-end=\"1694\">penalties, late fees, and interest<\/strong>, and the <strong data-start=\"1704\" data-end=\"1737\">property cannot be registered<\/strong> until the tax is settled.<\/p>\n<h2 data-start=\"1765\" data-end=\"1803\">Is it compatible with other taxes?<\/h2>\n<p data-start=\"1804\" data-end=\"1856\">Yes. ITPO is <strong data-start=\"1817\" data-end=\"1846\">separate from other taxes<\/strong>, such as:<\/p>\n<ul data-start=\"1858\" data-end=\"2003\">\n<li data-start=\"1858\" data-end=\"1912\">\n<p data-start=\"1860\" data-end=\"1912\"><strong data-start=\"1860\" data-end=\"1891\">Municipal Capital Gains Tax<\/strong> (paid by the seller)<\/p>\n<\/li>\n<li data-start=\"1913\" data-end=\"2003\">\n<p data-start=\"1915\" data-end=\"2003\"><strong data-start=\"1915\" data-end=\"1937\">Property Tax (IBI)<\/strong> \u2013 often prorated between buyer and seller in the year of purchase<\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p data-start=\"2010\" data-end=\"2194\">If you\u2019re unsure how ITPO applies to your case or need help buying or selling a property in Catalonia, <strong data-start=\"2116\" data-end=\"2138\">Finques El Pallars<\/strong> is here to guide you through every step of the process.<\/p>\n<p><img decoding=\"async\" class=\"lazyload wp-image-9269 aligncenter\" src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" data-orig-src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" alt=\"actualitat immobiliaria\" width=\"468\" height=\"367\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27468%27%20height%3D%27367%27%20viewBox%3D%270%200%20468%20367%27%3E%3Crect%20width%3D%27468%27%20height%3D%27367%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-200x157.png 200w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-300x235.png 300w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-400x314.png 400w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-600x471.png 600w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-768x602.png 768w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-800x627.png 800w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png 1024w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria.png 1154w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 468px) 100vw, 468px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><strong><a href=\"https:\/\/finqueselpallars.com\/contacte\/\" target=\"_blank\" rel=\"noopener\">+ Cont\u00e1ctanos.<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>Property Transfer Tax (ITPO) in Catalonia: Key Facts for Buying  [&#8230;]<\/p>\n","protected":false},"author":7180,"featured_media":10023,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_joinchat":[]},"categories":[459,371,245,247,462,493,407,373],"tags":[248,423,250,251,253,275,328],"_links":{"self":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/10018"}],"collection":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/users\/7180"}],"replies":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/comments?post=10018"}],"version-history":[{"count":3,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/10018\/revisions"}],"predecessor-version":[{"id":10026,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/10018\/revisions\/10026"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/media\/10023"}],"wp:attachment":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/media?parent=10018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/categories?post=10018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/tags?post=10018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}