{"id":12019,"date":"2026-01-23T14:05:29","date_gmt":"2026-01-23T12:05:29","guid":{"rendered":"https:\/\/finqueselpallars.com\/?p=12019"},"modified":"2026-01-23T14:06:13","modified_gmt":"2026-01-23T12:06:13","slug":"the-500e-gift-you-may-not-be-claiming","status":"publish","type":"post","link":"https:\/\/finqueselpallars.com\/en\/the-500e-gift-you-may-not-be-claiming\/","title":{"rendered":"The 500\u20ac gift you may not be claiming"},"content":{"rendered":"<h2>The reality<\/h2>\n<p>If you live in rented accommodation in Catalonia, <strong data-start=\"482\" data-end=\"520\">you can recover up to \u20ac500 per year<\/strong> \u2014or even <strong data-start=\"535\" data-end=\"562\">\u20ac1,000 in some cases<\/strong>\u2014 in your Income Tax return thanks to the current regional tax deduction. There is a widespread belief that rental deductions disappeared in 2015.<br data-start=\"371\" data-end=\"374\" \/>This idea is <strong data-start=\"390\" data-end=\"404\">incorrect<\/strong> and may be causing you to lose money every year.<\/p>\n<h2 data-start=\"644\" data-end=\"669\">Expert analysis<\/h2>\n<p data-start=\"671\" data-end=\"747\">The confusion arises from the fact that <strong data-start=\"698\" data-end=\"746\">there are two different types of deductions<\/strong>:<\/p>\n<ul data-start=\"749\" data-end=\"1017\">\n<li data-start=\"749\" data-end=\"843\">\n<p data-start=\"751\" data-end=\"843\"><strong data-start=\"751\" data-end=\"771\">State deduction<\/strong><br data-start=\"771\" data-end=\"774\" \/>Only applicable to rental contracts <strong data-start=\"816\" data-end=\"842\">signed before 2015<\/strong>.<\/p>\n<\/li>\n<li data-start=\"845\" data-end=\"1017\">\n<p data-start=\"847\" data-end=\"1017\"><strong data-start=\"847\" data-end=\"882\">Regional deduction (Catalonia)<\/strong><br data-start=\"882\" data-end=\"885\" \/>Fully <strong data-start=\"897\" data-end=\"929\">in force for new contracts<\/strong>.<br data-start=\"930\" data-end=\"933\" \/>Many tenants <strong data-start=\"951\" data-end=\"991\">do not apply for it due to lack of awareness<\/strong>, despite being entitled to it.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1019\" data-end=\"1096\">This regional deduction is what allows the current tax savings.<\/p>\n<h2 data-start=\"1103\" data-end=\"1147\">Who can apply the rental deduction?<\/h2>\n<p data-start=\"1149\" data-end=\"1291\">You can deduct <strong data-start=\"1167\" data-end=\"1198\">10% of the rental amount<\/strong>, with a <strong data-start=\"1207\" data-end=\"1232\">maximum of \u20ac500 per year<\/strong>, if you meet <strong data-start=\"1248\" data-end=\"1266\">at least one<\/strong> of the following requirements:<\/p>\n<ul data-start=\"1293\" data-end=\"1640\">\n<li data-start=\"1293\" data-end=\"1350\">\n<p data-start=\"1295\" data-end=\"1350\">Be <strong data-start=\"1301\" data-end=\"1320\">35 years old or younger<\/strong> (extended age limit).<\/p>\n<\/li>\n<li data-start=\"1351\" data-end=\"1412\">\n<p data-start=\"1353\" data-end=\"1412\">Have been <strong data-start=\"1365\" data-end=\"1393\">unemployed for more than 183 days<\/strong> during the year 2025.<\/p>\n<\/li>\n<li data-start=\"1413\" data-end=\"1473\">\n<p data-start=\"1415\" data-end=\"1473\">Have a <strong data-start=\"1424\" data-end=\"1472\">disability rating equal to or greater than 65%<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1474\" data-end=\"1523\">\n<p data-start=\"1476\" data-end=\"1523\">Be <strong data-start=\"1480\" data-end=\"1496\">widowed<\/strong> and be <strong data-start=\"1505\" data-end=\"1522\">65 years old or older<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1524\" data-end=\"1640\">\n<p data-start=\"1526\" data-end=\"1640\">Be a <strong data-start=\"1530\" data-end=\"1573\">large family or a single-parent family<\/strong><br data-start=\"1573\" data-end=\"1576\" \/>(in this case, the <strong data-start=\"1597\" data-end=\"1638\">deduction limit increases to \u20ac1,000<\/strong>).<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1647\" data-end=\"1666\">Income limits<\/h2>\n<p data-start=\"1668\" data-end=\"1784\">In addition to meeting one of the above requirements, you must not exceed the following <strong data-start=\"1745\" data-end=\"1783\">income thresholds (taxable base)<\/strong>:<\/p>\n<ul data-start=\"1786\" data-end=\"1893\">\n<li data-start=\"1786\" data-end=\"1840\">\n<p data-start=\"1788\" data-end=\"1840\"><strong data-start=\"1788\" data-end=\"1814\">Up to \u20ac30,000 per year<\/strong> under individual taxation.<\/p>\n<\/li>\n<li data-start=\"1841\" data-end=\"1893\">\n<p data-start=\"1843\" data-end=\"1893\"><strong data-start=\"1843\" data-end=\"1869\">Up to \u20ac45,000 per year<\/strong> under joint taxation.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1895\" data-end=\"1963\">Exceeding these limits means losing the right to apply the deduction.<\/p>\n<hr data-start=\"1965\" data-end=\"1968\" \/>\n<h2 data-start=\"1970\" data-end=\"1983\">Conclusion<\/h2>\n<p data-start=\"1985\" data-end=\"2158\">Being well informed is the best way to save.<br data-start=\"2036\" data-end=\"2039\" \/>Reviewing the rental contract and income can result in <strong data-start=\"2102\" data-end=\"2125\">real tax savings<\/strong> in this year\u2019s Income Tax campaign.<\/p>\n<p data-start=\"2160\" data-end=\"2251\">The \u201cgift\u201d from the Generalitat may be waiting for you, and many tenants are still not claiming it.<\/p>\n<p style=\"text-align: center;\" data-start=\"2253\" data-end=\"2399\">At <strong data-start=\"2255\" data-end=\"2277\">Finques El Pallars<\/strong> we advise tenants and property owners so they are aware of all tax advantages and act with <strong data-start=\"2370\" data-end=\"2398\">full legal certainty<\/strong>.<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"lazyload wp-image-9269 aligncenter\" src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" data-orig-src=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png\" alt=\"actualitat immobiliaria\" width=\"468\" height=\"367\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27468%27%20height%3D%27367%27%20viewBox%3D%270%200%20468%20367%27%3E%3Crect%20width%3D%27468%27%20height%3D%27367%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-200x157.png 200w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-300x235.png 300w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-400x314.png 400w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-600x471.png 600w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-768x602.png 768w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-800x627.png 800w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria-1024x803.png 1024w, https:\/\/finqueselpallars.com\/wp-content\/uploads\/2025\/06\/Finques-el-pallars-actualitat-immobiliaria.png 1154w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 468px) 100vw, 468px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><strong><a href=\"https:\/\/finqueselpallars.com\/contacte\/\" target=\"_blank\" rel=\"noopener\">+ Contact us.<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>The reality If you live in rented accommodation in Catalonia,  [&#8230;]<\/p>\n","protected":false},"author":7180,"featured_media":12013,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_joinchat":[]},"categories":[459,374,747,473,461,1,475],"tags":[656,536,751,796,696,695,757,478],"_links":{"self":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/12019"}],"collection":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/users\/7180"}],"replies":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/comments?post=12019"}],"version-history":[{"count":1,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/12019\/revisions"}],"predecessor-version":[{"id":12020,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/posts\/12019\/revisions\/12020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/media\/12013"}],"wp:attachment":[{"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/media?parent=12019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/categories?post=12019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finqueselpallars.com\/en\/wp-json\/wp\/v2\/tags?post=12019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}