THE €300 “GIFT” YOU MAY NOT BE CLAIMING
THE REALITY
- There is a widespread belief that rental deductions disappeared in 2015.
- This idea is incorrect and could mean you are losing money.
- If you are a tenant in Catalonia, you could be missing out on up to €300 (or even €600) every year on your income tax return.
EXPERT ANALYSIS
- There are two types of deductions, and this is where the confusion comes from:
- National deduction
– Requires that the rental contract is dated before 2015.
- Regional deduction (Catalonia)
– It is fully in force for new contracts.
– Many tenants do not apply it simply because they are unaware of it.
WHO CAN APPLY THE DEDUCTION
- You can deduct 10% of your rent if you meet any of the following requirements:
– Be 32 years old or younger.
– Have been unemployed for more than 183 days during 2025.
– Have a disability rating of 65% or higher.
– Be widowed and over 65 years old.
· Income limits:
· €20,000 per year for individual taxation.
· €30,000 per year for joint taxation.
CONCLUSION
- Being well informed is the best way to save money.
- Review your rental contract and your income.
- The Generalitat’s “gift” may be waiting for you in the next tax campaign.
At Finques El Pallars, we advise tenants and landlords so they understand all available tax benefits and act with legal certainty.
